Are you a safe cyber surfer? To find out ask yourself these questions.

1. Are my passwords hard to guess?
Tip: Make sure that your passwords have both letters and numbers, and are at least eight characters long!

2. Do I have up-to-date anti-virus software on my computer?
Tip: Protect yourself from viruses by installing anti-virus software and updating it regularly!

3. Am I protected by a firewall?
Tip: Prevent unauthorized access to your computer through firewall software or hardware, especially if you are a high speed user!

4. Do I avoid mystery e-mail attachments?
Tip: Don't open a file attached to an email unless you are expecting it or know what it contains. If you send an attachment, type a message explaining what it is.

5. When something bad happens, do I know who to contact?
Tip: Report it! Tell your parents and contact your Internet Service Provider and your software vendor.

This was submitted by Federal Trade Commission, which seeks to ensure that the nation's markets function competitively, and are vigorous, efficient, and free of undue restrictions. The Commission also works to enhance the smooth operation of the marketplace by eliminating acts or practices that are unfair or deceptive.